A re the inequities in income between racial and ethnic groups as great in retirement? A report from New York's International Longevity Center USA, "Minorities Face Retirement: Worklife Disparities Repeated?" says yes, but: Differences in net worth between median white and minority households narrow when Social Security is added, but widen again when pensions are included. According to the study, Social Security provides just 39 percent of projected retirement income for whites, but 54 percent for blacks and 66 percent for Hispanics, so broad-based reductions in benefits would affect minorities disproportionately. White households derive a greater percentage and a much greater amount of retirement wealth from housing and financial assets. The difference in pension income is even greater.