Truth can be much more colorful than fiction, as you'll see in this internal video from Farmers Insurance starring a real-life agent. In it, the Farmers representative goes on to recount a real-life claim, which involved a family who absent-mindedly left a cake on the stove. It all might have been fine because the stove was turned off -- but then the dog started to go after the goodies.
The scenario formed the groundwork of the brand's spot starring JK Simmons, which tells the story in a more bombastic, Hollywood style -- and with pizza instead.
For more outrageous insurance tales, check out Farmers' Hall of Claims website.